What does 'nonpublic personal financial information' refer to?

'Nonpublic personal financial information' refers to details that are not accessible to the general public and pertain specifically to an individual's financial circumstances. This includes sensitive data such as bank account numbers, credit history, income, and other financial identifiers that provide insight into a consumer's financial status without being widely known or disclosed.

This distinction is particularly important in contexts such as privacy laws and regulations, where the protection of individuals' financial privacy is a key concern. In contrast, publicly available information, company financial positions, and information disclosed in government reports do not fall under the category of nonpublic personal financial information, as they can be accessed by anyone and do not necessarily reveal intimate details about individual consumers.