What happens to any certificate of insurance issued in violation of the regulations?

A certificate of insurance that is issued in violation of the regulations is regarded as null and void, meaning it has no legal effect and cannot be used to provide proof of coverage. This principle is important because it maintains the integrity of insurance practices and ensures that all insurance transactions comply with established laws and regulations.

When a certificate is considered null and void, it protects all parties involved from relying on invalid documentation that could lead to misunderstandings or potential liabilities. Valid certificates must meet certain legal standards to ensure they accurately reflect the terms and conditions of the insurance coverage. Therefore, the consequences of issuing a certificate improperly emphasize the importance of adhering to regulatory requirements when issuing insurance documents.